The credit card shows that there is no chip on the ATM, and the balance cannot be found. What happened?

howdy

The credit card shows no chip on the ATM. Please refer to the following two aspects:

After 1.20 15, all new cards were issued with chip cards, and ATM machines gradually replaced chip cards.

Second, if this problem occurs, you can only operate it in another place, or replace the chip card, so as to be safe and convenient to use anywhere in the future.

Why don't dual-currency credit cards have chips? Is it unsafe without a chip?

Icbc once issued a dual-currency chip card, but it stopped issuing it soon after it went online. See the attached chart.

1, the security of magnetic cards without chips is poor, and the stock of dual-currency cards is generally the product of the era of magnetic stripe cards. TV news reported that a large number of UnionPay cards with magnetic stripes were stolen by tourists from China in Japan. Now Japan is transforming ATM machines to solve the problem of UnionPay cards being stolen.

2. Dual-currency card is a bank card issued by many domestic banks, with RMB and foreign currency settlement accounts, and with the logo of UnionPay and another international bank card organization. Dual-currency cartoons often use RMB as the settlement currency in the settlement network of China UnionPay, and foreign currency can be used as the settlement currency in the settlement network of international bank card organizations designated by the overseas dual-currency card logo. (Countries with overseas UnionPay networks can also settle accounts in RMB). Dual currency card is a transitional product under the current foreign exchange control in China.

3. Common international bank card organizations are Visa, Master and AmericanExpress. The three major international bank card organizations have cooperated with major domestic banks to issue bank cards.

4. Because financial IC cards are no longer allowed to issue dual-currency cards, the issuance of magnetic stripe cards stopped at 20 15 1, and dual-currency cards, as a transitional product, ended its mission.

Credit cards can be classified in many ways. In terms of currency, it can be divided into single-currency cards and dual-currency cards. In China, that is, money can be divided into dual-currency cards and RMB cards. Dual-currency generally refers to US dollars and RMB, or Euro and RMB. The following are the advantages and disadvantages of these two currencies:

6. Advantages and disadvantages of dual-currency cards: bank cards with both RMB accounts and foreign currency accounts. Make RMB and foreign currency freely convertible within a certain limit. 95% of them are used in China, and the exchange fee for foreign currency account transactions is less than or equal to 5%.

7. Advantages and disadvantages of RMB card: credit line is given to customers, and repayment before the specified time limit is interest-free. No annual fee is required for foreign currency accounts. The overseas network is weak.

8. Validity period: Generally, bank cards of international bank card organizations have validity periods, and dual-currency cards are no exception. Generally, a dual-currency card is valid for 5 years. If the card is not changed within the specified time, the balance in the card will be invalid. If the card is about to expire, it must be replaced.

20 17 Shanghai Pudong Development Bank Platinum Card Simplified Edition is a chip card?

20 17 Shanghai Pudong Development Bank Platinum Card Simplified Edition is not a chip card, but a magnetic stripe card.

20 17 Shanghai Pudong Development Bank Platinum Card Simplified Edition is a dual-label card of UnionPay and visa, and domestic dual-label cards are all magnetic stripe cards. This is because in a Melanie film, two monetary organizations are not allowed to exist at the same time, so the double-label card is issued by a magnetic stripe card with low security.

If you want to change to a chip card, you have to split the card into a UnionPay chip card and a visa chip card. You can apply for replacement at your own expense, or the bank can replace it for you free of charge when the card expires.

Extended data:

Magnetic stripe card:

The magnetic stripe card has low cost, low safety performance and easy degaussing. Criminals usually watch you enter your password and steal your password through the surveillance camera installed on ATM machines. This device used to steal customer's credit card information has a magnetic head inside, which can read all the information on the card.

And bank card equipment and even devices that steal passwords flow into the market in large quantities, such as card readers and other equipment can be easily bought online or in the electronic market, and the price of the whole set of equipment exceeds 10,000 yuan. In this way, it is not surprising that bank magnetic stripe cards are frequently stolen. For this matter, all departments of the country also attach great importance to it, and soon the central bank will have a new regulation, that is, before 20 15, magnetic stripe cards should be eliminated and financial ic cards should be used in an all-round way in economically developed areas.

Chip card:

1 safe. Chip card supports non-contact offline transactions through advanced chip encryption technology, which can effectively reduce financial fraud incidents such as bank card quilt cover and make users safer and more assured.

2 multi-application. In addition to all the financial functions of bank cards, chip cards can also support applications in many industries, such as merchant members, electronic ticketing, electronic gift certificates and so on. Applications from different industries exist independently in the card, and do not interfere with each other. The types and quantity of industrial applications can be increased or decreased at any time as needed, thus realizing multi-purpose of one card.