Legal analysis: It is recommended that you call the police to verify to prevent being deceived. All the loan company will issue you is debt collection documents.

Legal basis: "Several Opinions of the Supreme People's Court on the Trial of Lending Cases by People's Courts" Article 6 The interest rate for private lending can be appropriately higher than the interest rate of banks, and the people's courts in various places can specify the rates based on the actual conditions of the region. Control, but the maximum shall not exceed four times the interest rate of similar bank loans (including the principal amount of interest rate). If this limit is exceeded, the excess interest will not be protected.