The four major banks in China have always been representative banks in China, and credit cards are believed to have been used by many people. The credit card products of the four major banks have their own advantages and disadvantages. What are the advantages of the credit card products of the four major banks?

What are the advantages of credit cards in the four major banks?

1, big platform, more comprehensive service

Because of its own banking business, it is more convenient to bid for the credit card business of the four major banks, and there is no need to consider cross-bank operations.

2. A wide range of services

The four major banks have branches all over the country and overseas, with more service points and more convenience. For those customers who do business abroad, the four major banks have branches overseas. If you apply for a credit card online, the applicant needs to go to the offline branch of the bank to activate it. At this time, the advantages of the four major banks are beyond doubt.

3. The interest rate is lower than other banks.

If the same amount is used, the charging standards of the four major banks will be lower than those of other banks. For example, many banks need to charge a 2% handling fee for withdrawing cash from credit cards, while ICBC in the four major banks does not need to deduct handling fees for withdrawing cash locally.

4. As a symbol of financial resources and status.

In a sense, the credit cards of the four major banks are also symbols of finance and status. Generally speaking, you have deposits in the four major banks, and the four major banks usually have more quotas.