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How to calculate the overdue M3 of CITIC Bank's credit card?
It depends on the items to be collected and the aging period of the collection.

Like M 1 M3, most of them are settled by seat, and the basic commission generally ranges from 8000- 12000/ seat.

Some companies will also set up incentive assessment, and the higher the recovery rate, the higher the corresponding commission. Generally, the age after M3 is paid according to the payment amount * commission rate. To put it bluntly, the more money you want back, the higher the commission. The commission rate is also graded according to age groups, ranging from 12% to 40%. The commission rate of bad debts is almost above 30%. This kind of settlement is relatively simple and straightforward, that is, if your commission rate is 30% and you get back 10000 yuan, you will get a commission of 3000 yuan.