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The credit card has not been paid off. Can I apply for a freeze first and then repay the loan slowly?
Of course. The credit card must be paid off before you can apply for unfreezing.

1. If the credit card is frozen beyond the time limit, you should pay off all the arrears as soon as possible, and then communicate with the bank to explain the situation and ask the bank to unfreeze it to ensure timely repayment in the future.

2. If the credit card is frozen due to the stolen card, you can unfreeze it immediately by calling the bank after the risk is lifted.

3. If the credit card is frozen due to irregular use, and it is indeed accidentally injured during normal card swiping, you can provide the consumption receipt and invoice and apply to the bank for unfreezing. If it is confirmed that the cardholder uses the card illegally, use another bank credit card.

China's relevant laws ("NPC Standing Committee on

20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.