Paying the deed tax and swiping the credit card (debit card) will have an impact on the mortgage. The amount in the credit card (debit card) is used by the bank for customers' consumption and cannot be used for investment, house purchase and other purposes. If the bank finds that the customer has misappropriated the funds of the credit card (credit card) privately, it can refuse to lend.

The bank's review of mortgages is very strict. It's best not to take some risky actions before the lender gets the loan. If the mortgage is rejected, it will affect the lender's plan to buy a house. This must be noted.