Current location - Trademark Inquiry Complete Network - Overdue credit card - How to cancel the credit card of CITIC Bank?
How to cancel the credit card of CITIC Bank?

Method 1: Telephone customer service cancellation: You can cancel one of your credit cards by calling the 24-hour customer service hotline 95558 of China CITIC Bank. When canceling, the general staff will ask the reason for cancellation, as well as personal information and account information. Once your information is confirmed, it will help to cancel the card. Method 2: Cancellation of bank outlets: You can also bring your valid ID card and the credit card to be cancelled, go to CITIC Bank outlets and handle it at the counter, and there will be special bank staff service. If you have more questions, you can also consult the bank staff. Pay attention to the following points when canceling the lead cover of CITIC Bank's credit card:

1. There must be no arrears and overpayments in the account when canceling the card, and in order to ensure the safety of your account, the card must be with you when canceling the card by telephone. 2. If your CITIC Bank credit card is lost, you can only cancel it at the counter of the outlet.

3. If you want to know when the credit card was successfully cancelled, you can call the bank's credit card customer service about 45 days after applying for cancellation, or you can directly swipe your card for testing. After the card's debt is paid off, you can cancel the general card and the gold card through online customer service, and the platinum card can only contact the platinum card customer service hotline and transfer to manual service for cancellation (special cards such as Easy Card need to be cancelled at the counter). Reminder: Before canceling CITIC Credit Card, you should pay attention to the fact that there is no debt in the card and there can be no hidden unpaid annual fee, otherwise the overdue credit card will affect personal credit. In addition, the magnetic stripe of the cancelled credit card should be cut to prevent it from being stolen by others. The cardholder's insurance method is to report the loss first and then cancel it, because many banks' credit card articles stipulate that the losses caused by the loss of a credit card before the loss is reported shall be borne by the cardholder, and the losses caused after the loss report takes effect shall not be borne by the cardholder. If the cardholder is unwilling to pay the loss reporting fee and wants to cancel the credit card directly, he should also pay attention to the following three issues. One is to confirm whether to cancel the account after 46 days. The cancellation of credit card is usually handled by telephone banking, but it is not successful to cancel the card at that time. Generally, the cardholder should call the bank in time to confirm whether to cancel the account after 46 days of card cancellation, so as to prevent the bank from failing to cancel the card for some reason, while the cardholder thinks that the card cancellation is successful, which will cause unnecessary trouble in the future.