After the user's credit card is overdue, the bank will call the user to remind him, which is also the collection phone of the credit card center. If the user doesn't answer the phone, the center will think that the user's contact number can't be contacted, and that the user deliberately borrows money, resulting in a bad credit record of the user. It is best for customers to keep the phone open anytime and anywhere, answer the phone immediately, do a good job of communication and explanation, and get the understanding and grace of the card center as much as possible. The above is what happens when the credit card fails to answer the phone within the time limit.

What if the credit card is overdue?

1. If the user is in debt, the first thing to do is to pay it back first;

2, the bank phone must be answered. If the user doesn't answer the phone, the bank will think that the user intentionally overdue, and it is very likely that he will run away and regard the user as a malicious overdraft credit card;

3. Use the credit card again and repay on time.

Only when users use credit cards effectively can they give full play to their greatest advantages. However, in the case of using credit cards, don't use them easily or overdue, which will not only affect users' personal credit information, but also have more obvious adverse effects. This article mainly talks about what happens when a credit card fails to answer the phone within the time limit. The content is for reference only.