If you hold a credit card from our bank with a VISA, MASTERCARD, JCB or American Express logo on the card, it can be used overseas (including Hong Kong, Macao and Taiwan). If your overseas consumption is transacted through UnionPay lines, it will be settled directly in RMB; if you are transacting through international organization lines, it will be settled in US dollars. If the overseas transaction currency is a foreign currency other than the U.S. dollar, there will be an exchange fee between the foreign currency and the U.S. dollar, which is 1.5% of the transaction amount (2% for American Express); if the overseas transaction currency is the U.S. dollar, there will be no Exchange fees are incurred. When making purchases, you can ask the merchant for the transaction lines supported by the merchant to facilitate your choice.

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