First of all, you have to apply for a credit card (debit card) of Huaxia Bank, and take my valid ID card and other materials to run to any business hall of Huaxia Bank before you can apply for a loan.

To apply for Huaxia credit card (debit card) loan, you need to meet certain conditions. The threshold for applying for Huaxia credit card (credit card) line loan is as follows: 1. The age is above 18 and below 65. 2. Residents with permanent residence in this Municipality and full capacity for civil conduct. 3. The applicant should have a stable income and the ability to repay the loan. 4. Good credit, good credit information, no bad records, and legal use of the loan. 5. Other conditions stipulated by Huaxia Bank.

2. How to open Huaxia Bank Credit Card?

Do you mean processing or activating?

If not, you can apply for a credit card at the counter of Huaxia Bank with your ID card and proof of income.

After you get it, call Huaxia Bank's customer service number (there is a phone on the back or front) and follow the prompts to open it.

3. How to handle the ETC card of Huaxia Bank?

Basic principles of handling:

1. To handle the ETC of Huaxia Bank, you must handle a credit card (credit card) and a debit card (savings card). The quickest way is to apply for a credit card first. Huaxia credit card has smart credit card, so go ahead. In this way, the 600 yuan money on the savings card can be unfrozen soon after applying for ETC.

Second, go to Huaxia Bank branches all over the city to find the lobby manager to do ETC business, and then you will be asked to do a savings card with the money spent before ETC is bound to a credit card.

Materials required for processing:

First, you must drive to deal with it.

2. Bring your driving license, ID card and credit card. If the credit card is not your own name and the vehicle is your own, you need to bring the credit card holder's ID card to the bank for ETC.

Third, if it is an agent, the bank staff will call the credit card holder to verify the information (for safety) during the processing, and at this time, it is necessary to ensure that the dialed mobile phone is unblocked.

Processing flow:

First, enter the lobby of the bank and find the lobby manager. Sure, she's at the door. As soon as she came in, she asked you what business you do.

Second, take out the above materials, and then the lobby manager will help you fill out a series of forms. You just need to sign. If it is an agent, write the word "Dai" after signing.

3. Go to the counter to handle ETC, and give the completed form, credit card and ID card (ID card of the manager) to the counter staff. They'll open it for you. In the meantime, you will first open a savings card and enter the password. Here, the steps are the same as those for ordinary savings cards.

4. After the savings card is processed, you need to deposit money into the card, of which 630 yuan is the frozen part, which consists of the frozen funds in 600 yuan and the deposits in 30 yuan, and then the remaining money is the amount in the ETC card, so you should go to a farther place and recharge as much as possible. Then, the bank staff will help you bind the savings card with the ETC Express card.

5. Go to the car with the lobby manager to install ETC, and choose the location to install. After installation, the lobby manager will pick up something similar to a pos machine and bind the car to ETC, and then let you verify the information. At this point, the whole process is over, which takes about 40 minutes (taking you as an example), depending on the number of customers the bank handles business.

4. Excuse me, Huaxia Bank has a credit card loan of 50,000 yuan. If it is installment payment, what is the minimum monthly repayment amount?

It depends on your score.

Generally, it is 0.65-0.75, and the lower the installment, the higher the handling fee.

Calculation method:

50000× handling fee× number of periods = total handling fee.

The total handling fee is 50,000 yuan/period = monthly payment.