Does the Agricultural Bank of China credit card charge an annual fee? The answer is that some of the fees will involve an annual fee. The following is the specific fee situation:

First of all, when a new card is issued, a card is reported to be lost, and a card is replaced when it expires, the production fee is free. However, if the card is damaged and needs to be replaced, a damaged replacement fee of 10 yuan will be charged for each card, while the cost of a personalized card is 50 yuan.

In terms of loss reporting services, Agricultural Bank of China charges a loss reporting fee of 50 yuan per card. In addition, for the message notification service, a monthly service fee of 3 yuan per account will be charged.

As for the interest calculation rules, interest will be calculated on the credit card overdraft amount of Agricultural Bank of China from the bank accounting date. The upper limit of the interest rate is 50,000 per day and the lower limit is 0.7 times of 50,000 per day. The specific interest rate will be adjusted based on the cardholder's credit status and card usage behavior, and the cardholder will be notified via text message or bill.

For bill processing, if the cardholder fully repays other overdrafts other than cash withdrawals and transfer overdraft transactions before the due repayment date, the cardholder can enjoy an interest-free period from the bank accounting date to the repayment date. day. However, interest will be accrued from the accounting date on cash withdrawals, transfers and transactions that do not meet the interest-free conditions.

The above information comes from the official charging standards of Agricultural Bank of China. In general, although annual fees do not exist in all cases, some fee items do involve annual fees, and the specific fees need to be calculated based on personal usage.