You cannot repay online loans directly, you can do it indirectly. According to the query on Zhihu.com, CITIC credit cards cannot be used to repay online loans directly, but they can be used to repay online loans indirectly, by taking out the money from the credit card to repay online loans, or by paying for other people's credit cards to obtain cash to repay online loans. , but doing so is actually an act of using a card to support a loan, and cannot solve the root cause of the problem.