1, high interest and corresponding liquidated damages.

2. Credit will be damaged, which will affect future credit card applications and loans.

3. If the online lending institution brings a lawsuit to the court for repayment, and the court decides that the borrower still refuses to implement it after repayment, it may apply for compulsory execution.

4. After the court decides to repay the loan, it refuses to pay it even if it has the ability. If the circumstances are serious, it constitutes a crime of refusing to execute the judgment or ruling, and the borrower shall be investigated for criminal responsibility.

Legal basis: Article 588 of the Civil Code of People's Republic of China (PRC) stipulates liquidated damages and deposit. If one party breaches the contract, the other party may choose to apply the penalty or deposit clause. If the deposit is not enough to make up for the losses caused by one party's breach of contract, the other party may demand compensation for the losses exceeding the deposit amount.