The emergence of Everbright White Card can make many friends who like to travel abroad enjoy substantial benefits. For this reason, once the card was launched, it attracted much attention, and the number of applicants showed a straight upward trend. Then, how about dealing with Everbright White Card? Will it be easy to pass Let's take a look together.
As far as we know, the application for Everbright White Card can only be applied online. The whole application process is very simple. There is no need to fill in paper materials. As long as you open JD.COM Mall and find the application address, you can apply quickly in three steps:
1. Click on the small white card to apply in China Everbright Bank, and it will automatically jump to the application platform provided by JD.COM.
2. Enter JD's password. COM account, login, fill in the relevant information according to the prompt, and wait for the bank to review after submission.
3. After the bank checks, it will issue a card and mail your card to the filled-in payment address.
According to many successful partners, Everbright White Card is easy to apply for. Usually, as long as you have good personal credit, stable job and considerable income, applying for a small white card is just a matter of pointing fingers.
In order to improve the approval rate of Xiaobai Card, when you apply for Xiaobai Card, you can apply for JD.COM Xiaobai Card first. JD.COM white users, the pass rate of applying for Everbright White Card is much higher than that of ordinary users, and the amount of approval is not comparable to that of ordinary users.
The reason for this is that this is the exclusive privilege of the "White Strip" partner-Everbright Xiaobai Card. Based on the credit evaluation of Jingdong Finance to users, cardholders can get the maximum credit release through multi-party data and credit information system, and get more financial consumer rights.
Want to ask the credit card of China Everbright Bank?
As we all know, 18~65 years of age or older, with full capacity for civil conduct, a legal and stable source of income, and a good credit status can apply for a credit card. However, whether the card can be successfully handled in the end depends on the number of people. Judging from many card gods, these five types of people are more likely to apply for credit cards.
When banks approve credit cards, they will score according to the qualifications of the applicants. The higher the score, the easier it is to approve the card. Applicants who generally meet the following characteristics will not get much lower scores.
First, there is a sustained and stable income.
In other words, job stability. Whether the job is stable and whether there is income can reflect the applicant's repayment ability from the side. However, banks have different views on the stability of this income.
For example, the four major state-owned banks, for them, the objects of stable work are generally employees of public institutions or state-owned enterprises, or employees of top 500 enterprises. These people's jobs are quite stable, their income is higher than that of ordinary people, and their repayment ability should not be underestimated.
But for joint-stock commercial banks, as long as they have jobs and income, working for more than three months is equivalent to stability. For the applicant's work unit, it is generally not picky, as long as it is not a high-risk occupational practitioner, it is still relatively easy to get rid of the card.
2. Have a large time deposit in the bank.
People who have more than 50,000 rated deposits in the bank are generally high-quality customers of the bank. In the eyes of banks, such people have deposits and do not have to worry about repayment ability. In addition to actively applying for a credit card, such people will be invited by the bank to apply for a card.
Therefore, if you want to apply for a bank's credit card, it is also a common practice to open an account in that bank to save money to buy wealth management products.
Third, college students and other highly educated groups.
In fact, China Merchants Bank was the first to open the credit card market for college students. At least 20 10 years ago, when college students first came into contact with credit cards, only China Merchants Bank and China Construction Bank granted them cards.
Therefore, if you are a college student, it is generally better to apply for credit cards from these two banks.
Fourth, banks have mortgages.
If you have a mortgage in any bank, it is easy to apply for a credit card from another bank, with a minimum amount of 1 10,000. If you want to get a credit card from the four major state-owned banks, you can try this method.
Some card friends reported that they applied for a mortgage in CCB, applied for a CCB credit card online and got a gold card with a limit of 10000.
Of course, these four situations may not all apply for a credit card. This is just a common situation.
If you want to apply for a credit card soon, the second of the three situations is most likely to meet the requirements. As for how much deposit each bank needs, it is suggested that it be more than 50,000. After all, deposit banks under 50,000 don't care.
How about the credit card face-to-face signing of China Everbright Bank?
It is convenient and quick to apply for the credit card of China Everbright Bank online. However, after the first trial, the bank often requires the cardholder to face-to-face sign, and the card will not be released until the face-to-face sign is successful and passes the final trial. So is it better to sign the credit card of China Everbright Bank in person?
1, the credit card interview of China Everbright Bank is relatively easy to pass. Generally speaking, as long as you have complete information, the interview is still better.
2. After the credit card face-to-face signing of China Everbright Bank, the information will be verified. After the verification is completed, the staff will call or send a text message to inform the result. If it passes, it can be activated. Face-to-face signing is generally to prove that you are a credit card holder and you need to sign it yourself.
3. The interview is only for users who apply for credit cards online. Under normal circumstances, if you apply online, China Everbright Bank will send you a short message to inform the applicant that it has been approved, and you need to bring your ID card to any branch of the issuing bank for face-to-face signing within the specified time.
I would like to introduce all the contents about the credit card interview of China Everbright Bank. I believe everyone has a certain understanding of this, and I hope it will help you.
How about the credit card of China Everbright Bank?
Everbright Bank credit card is good, as long as the applicant meets the approval conditions of Everbright Bank credit card. The approval conditions are as follows: \r\n 1. The main card applicant must be 18 years old but not over 65 years old, and have full capacity for civil conduct. \r\n2。 Supplementary card applicants must be at least 16 years old, but not more than 65 years old, and they are immediate family members of the main card holder. \r\n3. The principal card applicant must have a stable job, a legitimate source of income, and be able to repay the credit card bill on time with monthly income. \r\n4。 Applicants for the main card and supplementary card must have a good personal credit record and no record of major breach of contract. \r\n5。 The main card applicant needs to have certain financial proof, such as income tax withholding certificate, or documents proving the market value of houses, cars, deposits, investments, etc. \ r \ How about the credit card of China Everbright Bank? Go to: See more.
Is Everbright White Card approved well? Is it worth handling?
Jingdong Finance and China Everbright Bank jointly purchased Everbright White Card, which is mainly used for outbound travel, so that cardholders can enjoy tangible benefits when traveling abroad. It is a card worth processing. To this end, some card friends will ask Everbright White Card if it is approved. It's really simple from the application process alone. As for whether it can be passed, it has to be decided by China Everbright Bank.
Just apply it quickly in three steps:
1. Apply online through Jingdong Financial Website or Jingdong Financial App.
2. Waiting for the approval of China Everbright Bank Credit Card CITIC.
3. Mail the card after the card is approved successfully.
Compared with other credit cards, the application channel is simpler and faster. You don't need to fill in paper materials, just apply online. According to the introduction of successful partners, it is very easy to pass, as long as there is no bad credit record, it can basically be successfully handled.
Specifically, Everbright White Card has rights and interests:
1. Basic rights and interests: consumption abroad is free of currency conversion fees, overseas cash withdrawals are free of handling fees, and cardholders are free of annual fees for life; You can also enjoy an agent visa; 6,543,800 yuan travel accident insurance will be presented, and the mobile phone will automatically refund the tax.
2. Activity rights: consumption abroad can get 8% cash back, with the maximum cash back amount per card as high as $0/00 per month, and can also enjoy VIP room service at domestic airports, cash coupons of luxury hotels, etc.
You can also convert the points into JD.COM Steel _ (1000: 1, 1 steel _= 1 RMB), and you can directly deduct the cash in JD.COM Mall or merchants cooperating with JD.COM.
It can be seen that no matter how difficult it is to handle Everbright White Card, it is still a full-currency credit card worth handling from the perspective of various rights and interests. Compared with other all-currency credit cards, its preferential strength is unprecedented.
Is it easy to apply for JD.COM Everbright White Card? How long will it take?
Is it easy to apply for JD.COM Everbright White Card? Is it easy to pass? JD.COM Everbright White Card refers to the visa White Card of Jingdong Financial Everbright Bank. With this card, there is no pressure to travel around the world. Are you excited and want to apply immediately? So, is this card easy to handle? Below, I will introduce it to you.
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What is a visa white card?
Everbright White Strip VISA Co-branded Card is a credit card with the theme of overseas travel jointly launched by JD.COM White Strip and China Everbright Bank Credit Card Center. It has been accepted by registered users in JD.COM, and the card can enjoy many tax reduction policies and exclusive benefits of Jingdong Finance. This is the first VISA co-branded card that JD.COM has cooperated with China Everbright Bank after JD.COM UnionPay White Card. Everbright White Strip VISA co-branded card is willful and offers many discounts.
Is it easy to apply for JD.COM Everbright White Card?
JD.COM Everbright Xiaobai Card can apply in Jingdong Finance, as long as the following conditions are met: it must be 18 to 60 years old and have full civil capacity; Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit. Generally speaking, it is still very easy to apply. According to the feedback from netizens, Everbright White Card will be sent to you within 15 working days after approval.
Let's introduce Everbright Xiaobai Credit Card.