Both are good. The full name of ICBC "Peony Platinum Credit Card" is "ICBC Peony Platinum Credit Card (MasterCard Brand)", which is a standard platinum credit card launched by ICBC. The card surface is my country's national flower - peony. However, because the card UI design may have misunderstood the reference object or the peonies they saw looked like this, the peonies on the card surface were designed to resemble cabbage.
The card surface is black, so this ICBC card is nicknamed "black and white" by card friends.
Core benefits of ICBC Peony Platinum Credit Card (MasterCard brand)
1. Buy one and get one free at MasterCard five-star hotel afternoon tea
Card holders can Enjoy the “two people travel together, one person gets a free meal” food discount for afternoon tea at more than 20 five-star hotels across the country, including Shangri-La, Hilton, Westin, InterContinental, and Le Méridien.
2. Buy one and get one free at MasterCard five-star hotel buffets
Card holders can enjoy more than 20 five-star hotels across the country such as Shangri-La, Hilton, Westin, Intercontinental, and Le Meridien. Enjoy the "two people traveling together, one person free" food discount at the first-class hotel buffet.
3. Enjoy free overseas WIFI for up to 4 days with MasterCard
Share the world and never get disconnected! Connect to the world without interruption and take all the joy with you! From now until December 31, 2018, Peony MasterCard credit card holders who purchase overseas WiFi rental services on the designated event page can enjoy the following discounts:
(1) Enjoy the first 2 days for free, every day Free places are limited, first come first served, while supplies last.
(2) If you rent WiFi abroad for 8 days or more, you can enjoy an additional 2 days of free rental, that is, 4 days of free rental fees. The monthly free quota is limited, first come first served. Until used up. Each card enjoys one discount per month, swiping a MasterCard credit card, allowing customers to explore and enjoy an endless series of fun worlds!
4. VIP lounges at airports and high-speed railways
Customers holding eligible ICBC Platinum Credit Cards (excluding Simple Platinum Cards and regional Platinum Cards issued by regions) can enjoy global airport For high-speed rail VIP lounge services, you can also use the remaining available points to redeem multiple travel services such as fast security lanes, airport pick-up and drop-off, and valet parking.
Customers only need to log in to the "ICBC e-Life" APP, click on the "Airport High-speed Rail Travel Zone" column, and present their voucher to easily find themselves in a comfortable resting space around the world, making your The journey is more noble and comfortable.
The limit of the ICBC Black and White Card is up to 500,000, but it will not be very high when you first open the card. The overdraft limit available for bank credit cards refers to the bank’s limit based on the cardholder’s income and credit status. It determines the maximum limit that can be used for overdraft consumption and cash withdrawal, and the cardholder can use it repeatedly within the validity period of the credit card.