A journey of a thousand miles begins with a single step. If you want to successfully apply for a high credit card, you must first fill out a form. A small table is the key to your success in getting a card and getting a high quota.
There is still a lot of personal information on the credit card application form, but marital status, home address, home phone number, work fixed phone number, annual salary, contacts, credit cards of other banks, etc. are closely related to the success rate of card handling. Simply put, this is how to fill in your own card information, which is faster and higher!
1. Company Nature: Banks like people with stable jobs. The more stable their jobs are, the stronger their repayment ability will be. Therefore, the approval rate of civil servants, staff of public institutions and staff of state-owned enterprises applying for credit cards is relatively high, and the amount is also very considerable.
2. Work phone number: required. If not, you can borrow it from a friend's shop and tell him in advance.
3. Marital status: Generally speaking, it is necessary to fill in the relevant information truthfully, but if you are not married in your thirties, you should also fill it out as appropriate when you apply for a card. After all, for banks, being too old to get married will make them feel that the applicant's situation is not very stable and the economic conditions are not good.
4. place of origin: it is best to have a local household registration. If there is no local household registration, fill it in according to the ID card.
5. Industry category: Never fill in the service, entertainment, investment and guarantee industries. In the eyes of banks, it is a high-risk group, and less than 50% of them can successfully pass the audit.
8. Working years: You can write a little longer, but don't exaggerate. For example, if you give a post-80s 15 years of working experience, people with discerning eyes are fooling.
9. Annual income: It is best to have a monthly salary of not less than 3,000 yuan, so the annual income is at least 30,000 yuan. If you fill it in too low, it is easy for the bank to think that your repayment ability is not good and it is easy to be rejected. But you can't exaggerate it too much. For example, if your annual income is 50,000 yuan, you can't fill in 6.5438+10,000 yuan.
10. Contact: Try to write about friends with stable jobs and high incomes, colleagues in the same company, etc. In short, they are a stable group that can make banks feel more at ease.
1 1. Receiving address: Try to choose the company address, and the home address score is low.
These factors can reveal the applicant's economic level, repayment ability and credit status to varying degrees. For banks, of course, banks like users with credit and money to pay back. Therefore, if you want to find a way to prove your repayment ability and economic level, there is another basic point: good credit, otherwise your repayment ability will not help.
What is the economic nature of the unit in the credit card?
State-owned enterprises, private enterprises, foreign capital, government units, private enterprises, etc. According to the nature of your current company, fill in that. I hope I can help you and adopt it.
How to fill in the credit card unit and department?
When applying for a credit card, just fill in the company name truthfully.
If you don't have a job, don't think about filling in a company name casually, because the bank will review it. If the application materials are found to be false, the application will be rejected. If you don't work in a company, but you have a stable income, you can generally provide proof of income and a bank account to apply for a credit card.
If you have no job and no income, you can't apply for a credit card. Because you have no stable repayment ability, the bank will think you are risky, so it will refuse to apply for a card.
Extended data:
Precautions:
It is best to choose a bank or a formal third-party institution to handle credit cards.
Personal information provided when handling the card shall be true and accurate, and there shall be no fraud, and the integrity of the information shall be guaranteed.
Choose a credit card that meets your own conditions when you apply for a card.
When you apply for a card, you should know how to calculate the annual fee, withdrawal fee and interest of the credit card, as well as the time, cost, repayment method and amount of installment.