Hello, regardless of whether your consumption has accumulated points, please refer to our points rules: swipe China Merchants Bank credit card (except AE American Express Card/Corporate Bond Enterprise Card/Airline Co-branded Card/Zhengda Card/Automobile Card/FAW Toyota Co-branded Card/Gloria Hotel Co-branded Card/Warcraft Card/Jiuyou Card /ThinkPad Card /QQVIP Co-branded Card/I Love City Gold Card Series/Xin Kai), and your transaction amount is based on the order. However, some types of consumption, such as buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other credit card websites, are excluded. Please visit the credit card website /jfplan/jfplan08.htm for details.