The details are as follows:
1. Specific time limit: Credit cards that are overdue will usually be included in the untrustworthy list after 3 days. This means that if the cardholder still fails to repay the arrears within 3 days after the repayment deadline, the collection agency will put him on the list of dishonesty and become the person subject to dishonesty.
2. Impact of the untrustworthy list: Once you enter the untrustworthy list, your credit record will be greatly negatively affected. This will lead to the decline of personal credit rating and make it difficult to obtain loans, credit cards and other financial services. In addition, the record of dishonesty may also affect personal employment, renting and other important affairs.
3. Warning of overdue behavior: Being listed in the untrustworthy list after 3 days overdue can be said to be a warning of overdue behavior of credit cards. This regulation aims to urge cardholders to repay on time and maintain a good personal credit record.
Summary: Credit cards that are overdue are usually listed on the credit loss list after 3 days, which will seriously affect the personal credit record and credit rating. Therefore, cardholders should develop good repayment habits to ensure timely repayment and avoid overdue.
extended information: the record of dishonesty refers to that the dishonest behavior of an individual or enterprise is recorded by the competent department and a list of dishonesty is formed. The record of dishonesty is mainly led by the People's Bank of China, sharing information with banks, financial institutions, courts and other units for evaluating the credit status of individuals and enterprises. The record of dishonesty has a wide range of influences, from affecting personal financial credit to restricting participation in government procurement and being a legal person. Therefore, maintaining a good credit record is of great significance to individuals.
The above is the answer about how long the overdue credit card will be included in the dishonesty list. I hope it will help you!