Not necessarily.

You can apply for a credit card in person at any branch of China Merchants Bank, and fill out the form with your original valid second-generation ID card and work certificate (work permit or labor contract or work certificate or salary statement, etc.).

Of course, you can also apply online, through the bank’s official online channels.

Official network channels include: bank official website, bank mobile APP, bank official WeChat official account, bank official Alipay official account, etc.

It is recommended not to apply for a credit card through any intermediary or individual.

Because credit cards are related to your personal credit.

In China, applying for a credit card is completely free so far.

Be sure not to believe those who personally promise you that they can help you apply for a large credit card. First, because they are not reviewers of the bank's credit card center. They have no right to decide whether to approve a card for you and how much credit limit to approve. Secondly, they are not reviewers of the bank's credit card center. 2. Because it involves the risk of leakage of your personal information.

Don’t trust anyone who charges for a credit card.