According to the inquiry of China Travel Service. Com, if the credit card is overdue, you can sell the house as long as you are not sued by the bank for freezing the property or entering the enforcement stage. The condition of real estate transfer is that the house belongs to itself, which has nothing to do with its own credit. If the seller has not settled the mortgage, or the house has been mortgaged, then the transfer can only be handled after the mortgage is settled or released.

If the credit card is not repaid, it may be overdue. At this time, the bank will notify the other party to repay. If the loan is not repaid, the bank will sue. If there is more money owed to the bank and one party is unable to repay it, the debtor's house will be enforced.