1. From the financial point of view, yes. Buying a car with a loan only depends on your credit and mortgage, and has nothing to do with the relationship between husband and wife. Banks don't care about your family life, only care about whether there is mortgage and credit guarantee for repayment.

2. If you or your lover has a bad credit record, you can let the party without a bad record be the borrower.

3. If there is no repeated credit investigation for two years, it cannot be called bad credit investigation.

4. As long as the credit card is not triple-linked, 10 is no problem, as long as it is not malicious overdraft.

At present, some loan companies read credit information very loosely. As long as you have a clear source of repayment, there will be no problem.