From a consumer perspective, there are no advantages. Its biggest feature is that it cooperates with the One Foundation and has a donation act at the same time. If you are a caring person, you can apply for this card

China Merchants Bank One Foundation Credit Card

China Merchants Bank One Foundation Credit Card It is the first co-branded credit card of "One Fund" founded by China Merchants Bank and Mr. Jet Li.

The "One Foundation" credit card accumulates charity credits through a monthly donation plan of at least 1 yuan. For every One Foundation charity card applied for, China Merchants Bank donates RMB 1; consumers who spend more than 20 yuan in a single transaction will receive Equivalent to donating RMB 0.1 yuan. Bank donations are combined with cardholder purchases. At the same time, cardholders can also participate in regularly held one-day volunteer experience activities.

One Foundation Love Credit Card*** issues three series of cards: One Foundation Love Card, One Foundation Love Gold Card, and One Foundation Love Diamond Card. For initial issuance, when the main card applicant applies for a One Foundation card, regardless of the monthly fixed donation amount checked, the One Foundation Love Card will be issued uniformly initially. Applicants for supplementary cards do not need to check the donation amount, and the card issuance level is the same as for applicants with primary cards. When the cardholder's love limit reaches a certain amount, China Merchants Bank will directly issue a higher-level card based on the cardholder's credit status and credit limit usage. If the accumulated love limit reaches 1,000 yuan, the One Foundation Love Gold Card will be issued. If the love limit reaches 10,000 yuan, the One Foundation Love Diamond Card will be issued.