Benefits: 1. Cardholders can enjoy 10 yuan discount on food, movie watching, singing, and car washing. 2. Platinum card users can earn 2 times the points for their normal consumption, and 3 times the points for their birthday month. 2. Cardholders who spend all their overseas purchases with the Da Dongliang VISA Credit Card can enjoy a cash rebate of up to 8%, with a maximum rebate of US$260 per month. 3. Platinum card users can enjoy airport/high-speed rail VIP services and can exchange 3 points for annual airport and high-speed rail VIP room rights.
Comments: The benefits of this credit card are okay, but its airport VIP service is not as favorable as other credit cards, but its cash back discount for overseas purchases is still good. In terms of wool harvesting, cardholders can participate in various preferential activities, and the points accumulated with the Platinum Card are also good. So I think this credit card is still worth getting, but if you want to apply, I recommend you apply for a platinum card. It should be noted that it is issued in the "1+1" card set model, but it can be used in conjunction with domestic UnionPay and foreign VISA.
Annual fee: Everbright Dongliang Credit Card has two types: gold card and platinum card. The gold card is free of annual fees during the validity period. As for the platinum card, the annual fee is 1,188 yuan, but users whose first Everbright card is a platinum card can receive a 688 yuan annual fee discount coupon. Of course, you can also redeem the annual fee for the Platinum Card with 200,000 points.
Comments: There is no annual fee for the gold card of this credit card, but the annual fee for the platinum card is quite high. But if you want more generous benefits, it would be better to get a platinum card. However, the platinum card of this card can be exchanged for points, and it can count multiple points when spending, so it is much easier to reduce the annual fee with this credit card than other platinum cards.
Limit: The gold card limit is generally between 10,000 and 50,000 yuan, and the platinum card limit is generally 50,000 yuan, and the limit can be as high as 200,000 yuan or even higher.
Comments: This credit card has gold and platinum levels, so the limit will naturally not be low. It is certain that the limit is basically 10,000, and the platinum card among them will naturally have a limit of 10,000. higher. Moreover, the platinum card of this credit card is not a fake platinum, so you don’t have to worry about the low limit that occurs with some platinum cards when applying for this platinum card. The above is the answer to "Is it worth applying for the Everbright Dongliang Credit Card?" An evaluation and analysis has been conducted from three aspects: benefits, annual fees and limits. Friends who want to apply for this card can refer to the summary.