The collector's edition customers can exchange 6.5438+0.5 million points in the account for the annual fee of the main and secondary cards in the following year;

The refined version is exempt from the annual fee for the following year if it is swiped for 30 times (the main card and the auxiliary card are accumulated separately). Customers who fail to swipe their cards can exchange 50,000 points in their accounts for the annual fees of the main card and the supplementary card. ?

The annual fee policy is formulated once a year.

Credit card annual fee standard