will the credit card (debit card) be notified?

the bank that sealed the credit card (debit card) will generally notify the cardholder by phone or SMS.

the credit card (debit card) is blocked, and the bank notification message is generally "Your credit card (debit card) with the suffix xxxx has been stopped by our credit card (debit card) center due to xxxx." After the credit card (debit card) is blocked, the cardholder should actively take rescue measures, especially because of overdue card closure, pay off the arrears as soon as possible, and take the initiative to contact the bank to apply for lifting the ban.

in addition, if the credit card (debit card) is blocked without notice, the cardholder can also take the initiative to contact the bank to consult the reason and the method of lifting the ban.

Will the credit card be notified when it is blocked?

Generally speaking, after the credit card is blocked, the bank will notify you by SMS. For example, China Merchants Bank. However, it does not rule out that there is no SMS notification, or the SMS notification is missed. Even if you don't know in advance that your card has been blocked, you will find that when you continue to swipe your card, because the blocked credit card will be prompted when you swipe your card or withdraw cash.

under what circumstances will the bank seal the card: overdue is the most taboo for banks, because overdue is a credit report at the meeting. Your repayment on time shows that you are a trustworthy person. Once you are overdue, your credit line is overdrawn, which tells the bank that you are short of money and can't repay the borrowed money. If you don't pay back the money before the repayment date, you will pay back the money immediately on the repayment date, and then set all the money in the credit card the next day. This is very taboo. The long-term empty card status of the credit card is easily subject to bank risk control.

is the credit card (debit card) message credible?

whether the credit card (debit card) message is credible or not requires the cardholder to identify it by himself.

after the credit card (debit card) is blocked, the bank will generally send a short message to inform you that the content of the short message is generally "Your credit card (credit card) with the suffix xxxx has been stopped by our credit card (credit card) center due to xxxx", which is credible in most cases. However, if there are any links or unofficial customer service calls in the short message, there is something fishy. Don't click or call back.

that's enough for the introduction of credit card blocked SMS.