This is a dual-currency card issued by China Construction Bank. Dual-currency card refers to a bank card issued by domestic banks with two currency settlement accounts, namely RMB and foreign currency accounts, and with the logo of UnionPay and another international bank card organization.

In China, the settlement network of UnionPay usually uses RMB as the settlement currency, while overseas, the settlement network of international bank card organizations designated by the dual-currency card logo can use foreign currency as the settlement currency.

Common international bank card organizations include Visa, Master, American Express, etc. All three international bank card organizations have cooperated with major domestic banks to issue bank cards.

Extended information:

At present, only UnionPay cards can be used in China, and UnionPay channels can be used. Visa and Mastercard cards cannot be used for RMB payment, but they can be repaid. When swiping a card overseas, if the merchant has a UnionPay POS machine, he can swipe the UnionPay card, enter it in RMB, repay it in RMB, and carry out currency conversion according to the exchange rate of the issuing bank.

overseas, unionpay cards are not as popular as Visa and Mastercard, and there are some differences between them. Visa is more popular in the United States and Asian countries, while MasterCard is more influential in Europe.

Baidu encyclopedia-dual currency card