1. Apply directly to each bank online

2. After filling in all the information, a contact person from the bank will be contacted on the second day to agree on a time for door-to-door service.

3. Prepare credit card information in advance. The more complete it is, the higher the limit will be.

4. You can apply for it from every bank, but if you use it for business, you must pay attention to the final repayment period and other usage rules. The interest and late payment fees are scary!

5. Remember point 4.

Hope this helps!