The company does not check employees’ credit reports every year. Credit information is personal privacy. As long as you do not break the law or do anything involving the company’s commercial secrets, the company will not check your personal credit information.

Credit problems will only be checked when your descendants go to key universities, join the party, or join the national government or corporate departments. Or maybe your personal high consumption is restricted because of your credit problem. To join the company, you only need to provide your academic certificate, a copy of your ID card, a one-inch photo, and other more conventional documents. Generally, a credit report is not required. Personal credit reports include basic personal information, bank credit, non-bank credit, objection records, inquiry records, company records, litigation records, etc. Personal credit reports are widely used in commercial bank loans, credit card approval and post-loan management, and are also used in many aspects such as job qualification review and employee recruitment.