Second, apply for a credit card:
(1) How to handle credit cards:
1. Go to the bank's business outlets, and the bank staff will help you complete the operation;
2. To apply for a credit card at a bank in official website, just search your favorite bank on the computer, such as "Industrial and Commercial Bank of China". After entering, you can see the credit card column, and then follow the prompts to apply for a credit card;
Note that to apply for a credit card, you must be at least 18 years old, have a stable source of payment and have a good credit. These are the conditions that must be met in applying for a credit card. If you don't meet the requirements of the bank, you will be refused to apply for a credit card.
(2) The materials to be provided are as follows:
1. required information: identification documents.
(1), domestic person: a copy of the applicant's ID card or military officer's card;
(2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports.
2. Other supporting documents (please provide as much as possible to help improve your credit limit).
(1) Work certificate
Copy of work permit or work identity card (work permit), original business card and original work certificate stamped with the official seal of the unit.
(2) proof of income
The salary record issued by the bank in the last three months (copy of the salary card statement) or the copy of the personal income tax withholding certificate issued by the unit or the original income certificate.
(3) Copies of education certificate, professional title certificate, professional qualification certificate, self-owned real estate license, self-owned car driving license, time deposit certificate and other materials, as well as the original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and credit card certification documents of other banks (original statements of the last three periods) and other materials.
I suggest that before you apply for a credit card, you can call the credit card customer service number in advance to inquire about the "requirements for handling a credit card" of your favorite credit card issuer, or you can log on to the website of the credit card center to inquire about the specific conditions for handling a credit card and what materials you need to provide.
Third, credit card activation:
There are many ways to activate credit cards, such as telephone activation, counter activation and online activation. Among them, it is more convenient to make a phone call. After the call, it will be transferred to manual service, and the staff will activate it after verifying the message. Moreover, the customer service phone is open 24 hours a day and can be activated at any time. Note: Credit cards applied online must be activated at the bank counter. Just bring your ID card and credit card. The bank staff will tell you the specific process and follow the requirements. There are also some inactive credit cards that have to pay an annual fee, mainly referring to some high-end cards. Be sure to ask before applying. After the credit card is activated, it can be used normally. Know the billing date and repayment date of the credit card before using it, and be sure to repay it on time on the repayment date. If it is overdue, you will be fined. Although credit cards are convenient for our life, we must not blindly spend, especially not beyond our tolerance.