Hello, cash advance will incur corresponding fees and interest.

Handling fee: The handling fee for domestic RMB cash advance is 1% of the amount of each cash advance. The minimum fee is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 1% of the amount of each cash advance. A handling fee of 3% of the cash advance amount is calculated, and the minimum charge is ￥30 yuan or $3 US dollars per transaction;

Interest: Cash advance transactions do not enjoy interest-free repayment treatment, and will be calculated daily from the transaction date. Interest will be charged at an interest rate of 0.05% until the date of settlement, and compound interest will be charged on a monthly basis.

Currently, our bank's credit cards can provide three methods of transfer operations, namely ATM transfer, telephone cash advance and online banking cash advance. All of them require the credit card to handle the business to have set a transaction password and open a cash advance. Function. The fees, interest and limits are the same as those for domestic RMB cash advance business. But it can only be transferred to the China Merchants Bank All-in-One Card current account under your name and then to a cross-bank account in another place. It cannot be transferred directly to a cross-bank account in another place.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=B&logincmu=0. Thank you for your attention and support!