Credit card application materials require ID card, work permit, income certificate, and other financial proof (such as deposits, cars, real estate), which will help your approval results, and will also greatly improve your As for the credit limit, whether the card can be approved or not, you still need to wait for the bank’s approval results.

Under normal circumstances, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. After receiving the application form and relevant materials from the applicant, the card-issuing bank will review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. For the applicant, the creditworthiness of the applicant must be assessed. For individuals, the relevant circumstances of the guarantor must also be reviewed.