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It is best to swipe your credit card several times a month.
Hello, congratulations on your glorious becoming a Kanuha. . . However, in fact, as long as it is used properly, it will not make you very tired. \ xd \ xd \ The billing date is the 8th, which means that your bill from the 8th of last month to the 7th of this month is a cycle. On the 8 th of every month, the bank will make a settlement for you, just as our telephone number means that the account is issued on the 1 ST of every month. \xd\ Last repayment date, you can calculate the date. It seems that banks usually give the date directly. If you don't give it, you can also calculate it yourself. This last repayment date is very important. Remember to pay back the amount on the bill of the current month before this date, so that your credibility will not be affected. Of course, if you have financial difficulties in the current month, the bank seems to give you a minimum repayment amount, which means that as long as you pay back the minimum repayment amount on the last repayment date, your credibility will be fine, but the bank will charge you extra interest according to the daily amount of the unpaid money. \xd\ Your credit limit is 2, yuan, which means that you can only overdraw this card by 2, yuan. No matter how many times you swipe it, the bank will always lend you 2, yuan, and there will be no more. However, this limit should only be your credit card transaction. If you withdraw cash, you should have a cash advance limit, which is generally lower than your credit limit. However, your credit limit includes the cash withdrawal limit. Withdraw cash (that is, use your card to withdraw money from the ATM) \xd\ After you pay back the money every time, you can overdraw 2, yuan, which is how it is recycled. \xd\ Of course, it is not recommended that you take a credit card to withdraw money from the ATM, because there is a handling fee and daily interest, and this interest is very high. . .