Hello, the most important condition for applying for a credit card is to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit.
Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID; 2. Proof of employment : It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original work certificate\plate that has been verified by the promoter and marked Copy; 3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates), etc. Information that proves your financial ability. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.
Due to the adjustment of our bank’s card business strategy, the application business for young card (student version) is currently suspended. If your parents hold credit cards from our bank, you can also apply for their supplementary cards. You are also welcome to apply for other credit cards from our bank at any time after working.
If you still have questions and comments, please log in to the online customer service/cmu/icslogin.aspx?from=Bamp;logincmu=0 for consultation. We will serve you wholeheartedly! Thank you for your attention and support to China Merchants Bank!