A co-branded credit card is a special kind of credit card that is jointly issued by two institutions. It is generally issued jointly by banks and merchants. It can provide cardholders with more discounts and services. . The application process for a joint credit card is a little more complicated than an ordinary credit card, but as long as you follow the steps, you can easily apply for a joint credit card.

1. Prepare application materials

The application materials for a joint credit card are more than those for ordinary credit cards. Generally, you need to provide ID card, household register, income certificate, work certificate, etc. If you are applying for a credit card jointly signed by a bank and a merchant, you also need to provide the merchant's business license and other relevant information.

2. Choose a suitable co-branded credit card

Before applying for a co-branded credit card, you need to choose a suitable co-branded credit card. Generally, you can choose according to your own consumption habits and needs. If it is a credit card co-branded by a bank and a merchant, you can also choose according to the merchant’s preferential policies.

3. Fill in the application form

To apply for a joint credit card, you need to fill in the application form. Generally, you can download the application form from the official website of the bank or merchant, or you can go to the physical store of the bank or merchant. Fill out the application form. The content that needs to be filled in the application form includes personal information, contact information, income, etc.

4. Submit application materials

Submit the prepared application materials and filled-in application form to the bank or merchant. Generally, you can submit it online, or you can go to the bank or merchant's office. Submit to physical store.

5. Waiting for review

After submitting the application materials, the bank or merchant will review the application materials. Generally, the review time ranges from a few days to a few weeks. Once the review is passed, it will be issued. Co-branded credit card.

6. Activate a co-branded credit card

After receiving a co-branded credit card, you need to activate it first. Generally, you can activate it through the Internet, or you can go to a bank or a merchant's physical store to activate it. After successful activation, you can use the co-branded credit card normally.

Applying for a joint credit card is more complicated than an ordinary credit card, but as long as you follow the steps, you can easily apply for a joint credit card. To apply for a joint-branded credit card, you need to prepare application materials, select a suitable joint-branded credit card, fill out the application form, submit application materials, wait for review, activate the joint-branded credit card and other steps. Applying for a co-branded credit card allows you to enjoy more benefits and services, making it a credit card worth owning.