(1) Open Rong 360 and click Loan.

(2) Then click on the loan type that suits you and select the loan.

(3) Click Apply Now, fill in the relevant information of the applicant, and click Submit Now.

The above is the specific operation of applying for a loan from Rong 360 (taking loan-personal consumption loan as an example, the steps of car loan are the same).

I. Introduction to Rong 360:

Rong 360, founded on 20 1 1, is an intelligent product selection platform for mobile finance, providing search and comparison services and application services for financial products such as loans, credit cards and wealth management. 20 15, StarVC invested in 360 yuan. 2017 165438+1October16, Junpu Technology, a subsidiary of Rong360, landed on the NYSE with the code.

Second, the business model:

The mode of Rong 360 is "search matching recommendation".

How to add information to 360 online loans?

Application conditions:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.

My limit of 360 is more than 50 thousand. How to use it?

There may be something wrong with this.

Rong 360 is an intelligent platform for mobile finance, not a loan product, and it has no loan quota.

Different lending institutions and different loan products have settled in the Rong 360 platform. Therefore, it is necessary to know the personal qualifications of the loan products and lenders in order to know the loan interest rate.

Rong 360 (Beijing Rong Century Information Technology Co., Ltd.), a typical format of "Internet finance", is a new type of online financial service company, which uses big data, search and other technologies to visually present financial products of hundreds of banks to users.

Rong 360, founded on 20 1 1, is an intelligent product selection platform for mobile finance, providing search and comparison services and application services for financial products such as loans, credit cards and wealth management. 20 15, StarVC invested in 360 yuan.

2017101On October 20th, Rong 360 submitted an IPO prospectus to the US Securities and Exchange Commission (SEC). 165438+ 10/6 was listed on the new york stock exchange.

Do you know how to finance a 360 loan?

I know that Rong 360 Loan is a loan supermarket with many routine loans and black online loans.

Rong 360 loan is a formal loan software, and it also has a business license and corresponding loan qualifications. However, users must not be confused by 360 loans. Although the 360 loan is more formal, it does not lend money to users. Rong 360 Loan will recommend various routine loans and black online loans to users, and endorse these bad online loans through their own software. Because of this, many borrowers have been cheated by these net bags.

First, there are many ways to finance 360 loans.

As I said above, Rong 360 loan itself is relatively formal. It provides users with so-called loans and credit card services, and even allows users to invest and manage their finances on this software. However, these functions are the cover of online lending software. The ultimate goal of 360 loan financing is to let users borrow other black online loans with this software, and there are many routines.

Second, the loan products on the 360 loan are not formal.

There are many routine loans on Rong 360 loan, which are not formal. Even users' personal credit information does not need to be queried, and they can lend money directly to users. Users should never feel cheap, because since these online loan products dare to lend money to users, it shows that online loan products are confident to recover their debts. If users do not repay in time, online loan products will use various tricks to urge users.

Third, I don't recommend users to touch online loans.

Some people may need funds in a short time, so they want to get cash flow by applying for online loans. This idea is not desirable, because the fundamental purpose of online lending products is to empty users, not to help users at all. For example, the software that melts 360 loans, and all kinds of products on 360 loans are routine loans. As long as users apply for these products, the debt situation of users will only get worse and worse, and even end in a full-scale debt outbreak, which is terrible!

Just registered a trading company. What are the requirements for applying for a corporate loan from a bank?

Just registered a trading company. What are the requirements for applying for a corporate loan from a bank?

A newly registered company cannot apply for a loan from a bank and must be established for at least 2 years.

Conditions for enterprises to apply for bank loans:

1, which conforms to the national industry and industrial policy and does not belong to small enterprises with high pollution and high energy consumption;

2. The enterprise has a good reputation in various commercial banks and has no bad credit record;

3. Having a business license approved and registered by the administrative department for industry and commerce and passed the annual inspection, holding a loan card issued by the People's Bank of China and passing the normal annual inspection;

4, there is a necessary organization, management system and financial management system, a fixed foundation and business premises, legal operation, products have market and benefits;

5. Have the ability to perform contracts and repay debts, have a good willingness to repay, have no bad credit record, and credit asset risks are classified as normal or non-financial factors;

6. The operator or actual controller has more than 3 years of working experience, good quality and no bad personal credit record;

7. The enterprise operates steadily, the establishment period is in principle more than 2 years (inclusive), and there are at least one or more financial reports for one fiscal year, and the sales revenue growth and gross profit are positive for two consecutive years;

8, in line with the establishment of small business related industry credit policy;

9. Abide by national financial regulations and policies and relevant bank regulations;

10. Open a basic settlement account or a general settlement account with the applicant bank.

Newly registered exhibition design company. What are the requirements for applying for corporate loans from banks, and what is the lowest interest rate?

If you apply for a mortgage,

The value of collateral is the most important, and the general loan amount is 6 ~ 8 times of the value of collateral. Banks generally only accept real estate as collateral. If your collateral is goods, it usually needs to be handled through a guarantee company.

Secondly, it is a reasonable explanation of the source of repayment, such as your monthly operating flow.

If you apply for a credit loan

The day-to-day operation of your business is the most important. You can provide the bank running water as proof, and it would be better if you could provide the tax payment certificate. The average bank can only provide you with 1/3 traffic every month.

Secondly, your asset information will improve the success rate of the loan.

Complete materials are an important condition for successful application, but whether you can get a loan depends on the comprehensive evaluation of the enterprise by the bank or lending institution. . Some institutions will also evaluate your repayment ability and willingness through field visits, peripheral visits and other different means.

How do newly registered companies apply for corporate loans?

Because the newly registered salary business license is very short, it is impossible to apply for a business loan. You can apply personally, provide personal identification, economic proof, etc. For details, please consult the 360 loan platform.

I am in Guangzhou. What are the requirements for applying for a company loan?

Conditions required for an individual to borrow from a bank:

1. The applicant must be a natural person with full capacity for civil conduct;

2. Having urban permanent residence or valid residence status requires the borrower to have legal status;

3. Have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

4. Some banks will require applicants to apply for their own credit cards, or to borrow from banks with good credit records.

Materials required for an individual to borrow from a bank:

1. The borrower's valid ID card and household registration book;

2, proof of marital status, unmarried need to provide proof of unmarried, divorce need to issue a civil mediation or divorce certificate (indicating that you have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. If mortgage loan is needed, proof of the rights of the mortgaged property must be provided, and the sum of the loan amount and the interest during the loan period cannot exceed 1/2 of the appraised value of the mortgaged property.

Excuse me, what conditions do enterprises need to find a guarantee company for loans?

You got the loan plan wrong. You should first prepare the loan application materials and submit them to the bank for review. If the bank fails the audit, it will be recommended to the guarantee company. Beijing Liuxing Wantong Guarantee Co., Ltd. launched mortgage guarantee and revolving guarantee service for small business loans. You can go and have a look! This company has a lot of experience as a guarantee company in Beijing. Since its establishment in 2006, Liuxing Wantong Guarantee has become the best cooperative partner widely recognized by many banking institutions in Beijing by virtue of its own strength, steady business style, good risk control ability and professional talents, and through strict examination and evaluation by banks.

Which banks should agricultural enterprises apply for loans from? What are the requirements?

There are generally two kinds: one is enterprise credit loans, and the other is corporate mortgage! Whether the loan can be successful depends mainly on whether your personal qualifications can meet the requirements of bank loans!

The enterprise has been established for at least three years; The amount invoiced in the last six months is 6,543,800+0.5 million; Having a fixed business place; The enterprise is in good financial condition. (The enterprises in enterprise credit loans here generally refer to small and medium-sized enterprises). Remember to apply for a loan, first go to the local people's bank branch to apply for a loan card. (If you can't meet the requirements) If you have a real estate or factory, you can use the factory or real estate as collateral to get a loan, and attach a detailed personal income certificate and recent financial statements. I believe the percentage of loans will increase.

What procedures do banks need for corporate loans?

ID card, marriage certificate, household registration book, business license, tax registration form and articles of association are basically enough.

What conditions do individuals need to apply for bank loans?

I. Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

II. Materials to be prepared for handling bank loans:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or announcement;

8. Other information required by the bank.

What conditions do enterprises need to apply for credit loans?

Requirements for unsecured credit loans of banks:

(1) Persons who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

The procedure for handling unsecured credit loans is usually divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company should check the customer's credit information, including whether the customer's credit rating has illegal records. For the self-employed and small and medium-sized enterprises, we should also investigate their operation.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.

Do I need to sign the loan in person? I think the above procedure refers to the telephone preliminary examination, and the store will handle it.

You should be careful about the loan you handle. If it is a synthetic loan, it is recommended not to go to this kind of loan. It is a demand loan, which means giving you all your related loans. There is also a kind of you, fooling you and paying anything. Don't trust anyone with a loan or a simple page. If you do not carefully authenticate the information, it is recommended to cancel it in time.