Consumption without points includes: online shopping, buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other credit card websites that explicitly do not accumulate points.
In addition, you must know the calculation method of credit card points: Everbright Bank credit card holders can get 1 points for a single consumption or withdrawal of RMB 1 yuan, RMB 8 points for a single withdrawal, USD 20,000 points for a single withdrawal and USD 24,000 points for a single withdrawal. Among them, cash withdrawal transactions without cash withdrawal fees are not counted. The points generated by the transaction amount will take effect on the day after the bank bookkeeping date. Everbright limited the brush integral, mainly for offline POS machines. At that time, Everbright hacked the 19 payment institution, and this 19 product could not be brushed out. And institutions that don't accumulate points in the future will be updated every month. In other words, no one knows which one will be added next time, which sounds scary. In fact, in recent years, major banks are limiting the credit card range of offline POS machines, such as Ping An Credit Card, and all offline POS machines have no points. For example, the specific merchants of Guangfa aim at offline POS machines and can only swipe their cards online. Everbright is also developing the scene of online payment. At present, I want to brush Everbright points. One is to choose a POS machine other than hacked, and the other is to brush online. Both of these methods are feasible, but the card president suggested that card friends choose the online method, which is also a trend in the future.
In addition, 1. You can get points when you spend money at a merchant designated by the bank; 2. Credit card spending in shopping malls, hotels, department stores, restaurants, tourism and other places can also earn points; 3. There are points for opening the card. Everbright Bank had activities before. Users only need to pay attention to China Everbright Credit Card Center and send a private message "Pay attention to gifts+credit card number+name" to get points; 4. Birthday month points. In the birthday month, Everbright Bank credit card customers enjoy double points and Platinum credit card customers enjoy triple points; 5. There are points for introducing cards. If the cardholder of Everbright Credit Card introduces others to complete the first brush after successfully activating the card, then the introducer can also get points.