to enjoy the Platinum Credit Card, Guangfa only needs to swipe three 88 yuan cards within the first three months to avoid the annual fee for the first year, and swipe the card 12 times in the same year to avoid the annual fee for the next year.

the cardholder shall pay the annual fee according to the regulations of the bank. The first annual fee will be generated on the day when the new card is activated. The payment period is one year, which will be deducted from the customer's GDB card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the above account regularly.

guangfa enjoys platinum credit card master card, dual-currency card and RMB universal card, and the annual fee is 8 RMB. Guangfa enjoys platinum credit card supplementary card, dual-currency card and RMB World Pass card, and the annual fee is 4 RMB per year.