ICBC's quasi-credit card does not enjoy interest-free repayment period. The principal and interest can be paid off within 60 days from the first consumption day of overdraft. More than 60 days, as overdue. The cardholder can repay the loan first and then within the credit limit, and does not enjoy interest-free repayment. The daily interest is calculated at five ten thousandths.
ICBC quasi-credit card, namely Du Dan debit card, belongs to bank credit card. It is a credit card issued by Industrial and Commercial Bank of China, which is only used in China and calculated in RMB.