If you activate Jingdong Baitiao, you can use debit cards and credit cards, but currently we only support some users to use debit cards to activate. The specific types of bank cards supported are subject to the actual display when you activate.

If the page you use to activate JD Baitiao only supports credit cards, it is recommended that you apply for a supported bank card and try to activate it or keep better consumption records. Follow up and we will continue to promote the activation of Baitiao with debit cards in the future. .

If you repay Jingdong Baitiao, only debit card repayment is supported, and credit card repayment is not supported.

The reference path for activating Baitiao: JD Finance App homepage - Baitiao - Activate now, follow the page prompts.

Baitiao activation conditions:

Currently, applications for Baitiao service are open to JD.com members. Mainland Chinese residents over 18 years old can try to apply for Baitiao. Once the application is approved, you can enjoy Baitiao service. . Currently, only one Baitiao account can be activated with the same ID card and the same mobile phone number.