The cards of rural credit cooperatives can be divided into debit cards and credit cards.

1, credit card. Credit cards are also called credit cards, overdraft card, which have the same functions as the credit cards we usually use.

2. Debit card. Debit cards have no overdraft function, so you can only deposit money in your debit card account before you can withdraw money and transfer money. One kind of debit card is called Fu Nong Card, which can be used to handle small loans by yourself.

Extended data:

Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common feature is that deposits are the main liabilities, loans are the main assets, and transfer settlement is the main intermediary business, which directly participates in the creation process of deposit currency.

Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions whose main purpose is mutual assistance, referred to as "credit cooperatives", which carry out deposit and loan business among members for the purpose of mutual assistance and self-help.

References:

Baidu encyclopedia-farm credit cooperative card