It will be refunded, but it cannot be used as a period repayment.

After the refund is made, the merchant will refund the original amount, but the original amount cannot be repaid in installments. In the next month, the remaining repayment can be paid with a refund. The first installment is the refund money. .

In the bank credit card system, a refund transaction is regarded as a reversal of the original transaction and is not counted as an actual refund. After the refund transaction is recorded, the credit card center will restore the corresponding overdraft limit on the credit card, but the money will not be credited to the credit card. Therefore, the refund transaction will not be effective until the next billing date.