When shopping on Taobao, the buyer pays by credit card, and the handling fee charged is 1%, but the handling fee is not necessarily borne by the seller, but may also be borne by the buyer. For credit card payment, the provisions for the payer are as follows: If the seller has enabled the credit card payment function and used the credit card to pay, the seller Alipay will deduct the fee of 1% from the received payment when confirming the receipt. If the seller does not open the credit card payment function and uses the credit card to pay, the buyer will enjoy the free monthly 500 yuan/card quota, and the consumption within the free quota will be free of handling fees. If you spend more than the free amount, if you don't have a replaceable credit card, you will be charged a handling fee of 1%.
One; Taobao is a large-scale online retail and business circle in the Asia-Pacific region, which was founded by Alibaba Group in May 2003.
Second; Taobao is a popular online shopping and retail platform in China, with nearly 500 million registered users and more than 60 million regular visitors every day. At the same time, the number of online goods has exceeded 800 million every day, with an average of 48,000 items sold every minute.
Third; By the end of 20 1 1, the daily turnover of Taobao reached 4.38 billion yuan, creating 2.708 million direct and sufficient employment opportunities.
Fourth; With the expansion of Taobao's scale and the increase of users, Taobao has also changed from a single C2C online mall to a comprehensive retail business circle including C2C, group purchase, distribution and auction. It has become one of the global e-commerce trading platforms.
Five; The parties of 201March 6 15 and 3 15 were exposed, and Taobao merchants cheated consumers by swiping their bills. On March 29th, 20 16, Zhang Yong, CEO of Alibaba Group, defined the strategy for Taobao's future: community, content and local life are the three major directions. On August 8, 20 18, Alibaba Taobao revealed that it will enter the MR (mixed reality) shopping field and will launch its product-Taobao Buy on the 20 18 Creation Festival. 20 19 12 12 "Convergence Network 20 19 Hurun Brand List" was released, and Taobao ranked fourth with a brand value of 300 billion yuan.
Six; With the expansion of Taobao's scale and the increase of users, Taobao has also changed from a single C2C online mall to a comprehensive retail business circle including C2C, distribution, auction, direct supply, crowdfunding, customization and other e-commerce modes.
Seven; Taobao advocates an honest, positive and fast online trading culture, and insists that "treasure can't be scoured, and trust can't be abandoned." While creating a safer and more efficient online trading platform for Taobao members, Taobao also strives to create and advocate a relaxed and lively family atmosphere of mutual help and love. Everyone who trades on Taobao can not only trade more quickly and efficiently, but also make more friends. On June 5438+ 10, 2005, Taobao announced that in the next five years, it would create 1 10,000 employment opportunities for the society and help more netizens to find jobs or even start businesses on Taobao. By 2007, Taobao has created more than 200,000 direct jobs for the society. Especially in the context of the financial crisis in 2008, the consumption through Taobao has risen against the trend in both quantity and amount.
How much is the handling fee paid by Taobao credit card?
When using a credit card, the cardholder does not need to pay the handling fee, but only needs to pay the cost of the goods; Generally, the merchants bear this handling fee.
The handling fee paid by Taobao credit card is 1%, that is to say, if you use credit card to pay for goods of 100 yuan, you need to deduct the handling fee of 1 yuan. Of course, the merchant will bear the handling fee.
Credit card deduction principle:
If the seller has opened the credit card payment service, there is no difference between the buyer's choice of credit card payment and savings card payment. When the buyer confirms the receipt, Taobao system will automatically deduct the seller's 1% handling fee.
If the seller does not open the credit card payment service, the buyer will bear the handling fee of 1% when shopping with the credit card.
Why do you charge 1% for shopping on Taobao with a credit card?
1. If you use a credit card to shop on Taobao platform, Taobao platform will deduct the handling fee of 1%.
2, Taobao platform credit card deduction standard:
If the seller opens the credit card service function, the seller pays the handling fee of 1%, and the buyer does not need it. At this time, the buyer's credit card and savings card are the same, and there will be no handling fee.
If the seller does not open the credit card service function, then the buyer needs to pay a handling fee of 1% to Taobao platform when shopping with credit card.
3. Taobao platform credit card shopping precautions:
When buyers use credit cards to shop on Taobao platform, they must see clearly whether the seller's store has opened the credit card service function.
Extended data:
The function of credit card is relatively powerful, which can not only be swiped online in physical stores, but also be paid online on various e-commerce platforms. There are many things to pay attention to when using credit card to pay online, especially these five knowledge must be understood clearly before payment. Let's have a look.
1. Credit card online payment must be opened by the cardholder.
Many card friends have to open online payment function in credit card official website after opening online banking. Some banks may require a password for online payment. In order to ensure the safety of funds, it is best to set online payment limit when opening online payment.
2. Important information of credit card online payment cannot be disclosed.
This includes the credit card, the cardholder's name, the ID number, the validity period of the credit card, the three-digit CVV code on the back and the mobile phone verification code. Once any information is entered incorrectly, online payment will fail. And if you leak this information, you can expect to receive SMS notification that your credit card has been stolen.
3. Pay attention to network security when paying online by credit card.
Before using online payment, be sure to ensure the safety of the computer you use. It is best not to use online payment on computers in public places such as Internet cafes. Be sure to disinfect the computer before surfing the internet to avoid being stolen by criminals through trojans.
4, credit card online payment refund arrival time
After using credit card to pay online, you may encounter returns and refunds. Generally, after successful return, the credit card money will be returned in the original way, but not in real time. It usually takes 2~3 working days, and the limit will be restored in real time after the account is received. You need to pay attention to SMS notifications and reminders at any time.
5. Credit card online payment has points in these channels.
In the past, credit card online payment mostly didn't have credit card points, but now online payment also has points through WeChat, JD.COM, Alipay and China UnionPay Express.