Generally, you can go directly to the customer service center of China Ping An Life Insurance Company of China Insurance Company and the counter of cooperative bank to handle business. Now online insurance has become popular, so some products will also provide surrender service through official website and APP. However, not all products can be surrendered through all channels, so if we want to surrender, we can call Ping An's customer service phone directly and ask how to surrender the products. In addition, we can also directly entrust an insurance agent to help with insurance business, which can also save more worry and effort. Surrender is generally handled by the insured. If it is handled by the insured, the consent of the insured is required. It also requires the applicant to specify who will receive the refunded amount.