Decorative architectural
Money will not be transferred directly to your bank card, in order to prevent cash withdrawal.
As for the credit card method, it is also possible.
Because the credit card is overdrawn in advance, the back
Second, how to use the installment credit card for ICBC decoration?
Operation method of applying for installment repayment
Telephone application: the cardholder can call the bank credit card center to transfer to manual customer service and apply for cash installment from the customer service staff.
The cardholder selects the installment number, installment amount, debit card account number and loan reason. People choose installment number, installment amount, debit card account number and loan reason.
Online banking application: the cardholder logs into the bank official website and chooses to apply for cash installment.
The cardholder selects the installment number, installment amount, debit card account number and loan reason.
The cardholder can complete the application by entering the dynamic password and the cash withdrawal password.
3. How did the renovation loan of ICBC come down by credit card?
ICBC decoration loan is a large installment card, that is, a credit card.
ICBC's decoration loan is issued in the form of credit card, which cannot be directly withdrawn, and must be consumed on the POS machine of the decoration building materials and household appliances company.
Decoration loans are automatically phased after the decoration company consumes them. 12, 24 installments, the longest loan is 5 years, and the interest is as low as 2%. The specific interest shall be subject to the approval of ICBC. The repayment method of ICBC decoration loan is equal repayment of principal and interest.
The purpose of ICBC's decoration loan is to decorate the house and cannot be used for direct consumption, so it is issued by credit card.
Extended data
Other issues of ICBC decoration loan.
1. Personal housing renovation loan is a loan issued by the bank to the borrower for the renovation of its own housing. The house decoration here refers to the engineering activities of transforming and processing houses by using decorative materials. In other words, the property must be your own.
2. The special requirements in the decoration loan are: having the house renovation contract, decoration budget and related materials signed with the decoration and decoration enterprises approved by the relevant departments; Some banks also require owners to have no less than 30% of the total decoration budget, and then use the loan after investing in the project construction.
According to bank regulations, personal consumption loans are generally not allowed to be withdrawn. The bank will transfer the money to the account of the decoration company.
4, the loan period is generally not more than 5 years.