Hello, this card friend, if you want to apply for increasing the credit limit of your credit card, you must first ensure that you have used it for more than six months, otherwise you are not eligible to apply for increasing the credit limit. In addition, there can be no bad credit records thereafter. It should also be noted that different banks have different requirements for withdrawal. Therefore, if you want to increase the credit limit, it depends on the requirements of your issuing bank.

Important conditions for upgrading permanent quotas:

1: The larger the amount, the better. The total consumption for half a year is at least 30% of the quota;

2. Spend as many times as possible, with an average of more than 20 transactions per month 10, and it is easier to withdraw cash;

3. There are many types of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism and entertainment places.

4. The less wholesale and large-scale consumption such as buying houses and cars, the easier it is to raise the amount;

5. The less online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the quota;

6. The type of merchants who swipe their cards cannot always be similar to the business scope of the company.

Card friends should also note that most banks need applicants to take the initiative to apply for an increase in the quota, usually 6 months after using the card. Some banks, such as CCB, ICBC, CITIC, Bank of Communications, China Everbright, Minsheng, etc. , biased towards its own system evaluation, does not support active withdrawal. For this kind of bank, it is far more effective to apply for withdrawal by credit card honestly than by coercion and inducement.