Measures for the supervision and administration of credit card business of commercial banks
Article 37 The text of the credit card application materials printed by the issuing bank shall at least include the following contents:
(1) Applicant information: number, applicant's name, valid ID name, ID number, company name, company address, residential address, billing address, contact number, contact name, contact phone number, contact verification information and other verification information;
Article 38 The issuing bank shall publicly and clearly inform the applicant of the application materials and basic requirements, and the application materials must be signed by the applicant himself, and the card shall not be issued without the knowledge of the customer or against the wishes of the customer. The application materials for the supplementary card of the credit card accepted by the issuing bank must be confirmed by the main cardholder through personal signature, customer service telephone recording, electronic signature or a way recognized by both the cardholder and the issuing bank.
Extended data:
Providing false information when applying for a credit card will be rejected.
The application materials submitted by the applicant are false, for example, the work unit has no information, such as issuing false income certificates or providing other false application materials. Once verified by the bank, the applicant will lose the qualification to apply for this card and be rejected by the bank.
Therefore, if you want to get a credit card smoothly, the application materials must be true and effective, especially the real personal permanent address, work unit address, home fixed telephone number, work fixed telephone number and so on.
This is because the real and effective address is the address that the bank will use when mailing you paper statements or integral gifts in the future, while the fixed telephone number is dialed by the bank when verifying your application information. If you can't get through, it will affect your card approval.
Phoenix. Com- credit card application can not come down, it is difficult to apply for a card, mainly for these reasons!