All bank credit cards are free to apply for. You only need to go to the bank with your ID card to apply. Most banks require an income certificate stamped by the applicant's unit when applying. After the bank accepts The card will arrive in one to three months, and you can use it after opening the card

About fees Credit cards have annual fees, but the current annual card fees are to encourage card use, such as swiping three to five times. The annual fee is waived. If you apply for the card and use it regularly, there will be no annual fee.

The phone number of Bank of Communications Credit Card Center is 4008000988