Hello, 1. Cash installment is a business in which eligible cardholders withdraw cash and repay it in installments. After the processing is successful, the money will be transferred to the China Merchants Bank Card in your own name. 2. Cash installment business is limited to personal credit card holders of the Bank, and only holders of business cards, business cards (including financial business cards), purchase cards, ANA guarantee cards or supplementary cards cannot handle it. 3. Whether the cash installment application is approved shall be subject to the comprehensive evaluation results of our credit card center. See cash installment rules/financing/cashinstallation.aspx for details.

We can choose a variety of cash installments, and the handling fee will be repaid monthly. The number of periods includes 3 periods, 6 periods, 10 period, 12 period, 18 period and 24 periods, and the corresponding handling fee for each period is 0.95%, 0.80%, 0.75%, 0.75% and 0.75% respectively. Handling fee per installment = total installment principal × handling fee rate per installment, and the installment principal and handling fee are fully included in the minimum repayment amount of the current bill.

Cash installment application currency only supports RMB. Each application starts from 2000 yuan, and the cumulative maximum application amount does not exceed 50000 yuan. (The maximum cash installment amount for each customer must be reviewed by us. )

The money obtained by applying for cash installment shall not be used for investment (including but not limited to equity investment such as house purchase, stocks and futures), but only for consumption (including but not limited to decoration, household appliances, wedding, car purchase, student aid, tourism, medical care, etc.). ).

Apply for cash installment: 1. Log in to the credit card online bank and select "cash installment" under "installment financing" to apply. 2. Log in to mobile banking to apply for cash installment. 3.Pad bank channel operation: log in to Pad bank, click "installment financing" on the homepage, and select "cash installment" for processing. 4. Operation of Pocket Life Channel: Log in to Pocket Life Client and click "Cash installment" on the home page or "Cash installment" in the left column.