1. Telephone payment: refers to an electronic payment method in which customers place an order in the merchant's online mall and make payment after verification through telephone banking.

2. Entrusted deduction: refers to an electronic payment method in which the bank directly deducts the customer's payment after the merchant sends the customer's transfer information to our bank.

3. Agreement payment: refers to the bank signing a service agreement with the customer, binding the customer's bank account opened at the bank with the customer's user ID registered at the merchant, and generating an agreement number. The bank collects the payment After receiving the transaction instructions identified by the agreement number sent by the merchant, the payment transaction is completed, thereby enabling the customer to complete the direct payment business on the merchant website.

4. Online payment: refers to the electronic payment method in which customers place orders in the merchant's online mall and pay through the E-Shangbao system payment gateway for verification, including general payment, pre-authorization (including pre-authorization, Transaction types such as pre-authorization revocation, pre-authorization completion, pre-authorization completion revocation), frozen (including freezing, thawing, unfreezing payment, automatic deduction).

5. Quick payment: refers to an electronic payment in which the customer first sends the customer's basic information to the bank for verification in the merchant's online mall, and then initiates payment in the merchant's online mall, and the bank directly deducts the customer's payment. Way.