The reasons for the failure of credit card application are: the applicant's credit status; The applicant's occupation, qualifications and personal assets. Credit card application strategy: When your application is rejected, you can contact the issuing bank directly and ask the reason for rejection. Maybe you can get a new card by adding enough supporting information. If your credit card application is rejected because of your bad credit record, if there is a local credit center, you can ask for a personal credit report first to find out if your credit record is wrong. If the report is wrong, you can report it to the credit information center and ask the financial institution with the original login information to cooperate with the investigation or correction. If it is really because of your bad credit record, only by re-establishing a good credit record can you gradually restore your credit. Remember, don't take risks after failing to apply for a credit card, don't apply for a credit card through informal channels, and don't listen to the fraud of criminals, claiming that you can get a card for you by charging some handling fees, which will only make you lose a lot in the future.